One-time registration, then manage everything by phone
Step 1
Visit Kishabya Trading Centre with your National ID and 2 passport photos.
Step 2
Pay the UGX 25,000 registration fee plus a minimum of 10 shares (UGX 100,000 total).
Step 3
Call us to deposit, withdraw, or apply for a loan — no repeat branch visits required.
From humble beginnings to a pillar of financial empowerment in our community, here's Kishabya SACCO at work
Our welcoming headquarters where we serve our community
Engaging with our members in their communities
Supporting local businesses and market growth
Empowering individual members to achieve their goals
500+
Members Registered
6
Districts
120
Farmers Trained
120M+
Loan Portfolio
Choose the saving scheme that aligns with your financial goals
Zero monthly fees, low minimum balance — built for daily earners, traders, and farmers.
Features:
Lock funds for a fixed term to earn a higher, guaranteed return.
Features:
A savings account for children under 18, managed by a parent or guardian.
Features:
For investment clubs, women's and youth groups, and VSLAs pooling resources together.
Features:
Discover the benefits that make Kishabya SAACO the best choice for your financial needs
Our services take a short time to process with great customer care and valuing our members
No withdraw and deposit charges on transactions
Our account and loan applications take a short time to be approved
Our interest rates range from 1.83% to 2.5% per month
Profits are given on KISHA Save and fixed savings
Giving back to members at the end of the year through our "Christmas Package"
Get a rough idea of what a loan could cost before you apply
Grace period note: 3-6 month grace period tied to harvest cycles
See how our members' savings are put to work across the community
